Low cost Massachusetts individual and family health insurance

FCHP Information Center

Important information about Open Enrollment

The next Open Enrollment period starts November, 2019. To qualify to buy or renew coverage outside of Open Enrollment, you must meet special conditions (also known as "qualifying events").

Do I qualify for a subsidy to help pay for health insurance?

Depending on your income and your household size, you may qualify to get help paying for your health insurance. Yes, I qualify and want to learn more!

Household size

ConnectorCare Plan
Type 1
(0-100% FPL)

ConnectorCare Plan Type 2A
(100-150% FPL)

ConnectorCare Plan
Type 2B
(150-200% FPL)

ConnectorCare Plan
Type 3A
(200-250% FPL)

ConnectorCare Plan
Type 3B
(250-300% FPL)

Tax credit only
(300-400% FPL)





























For each extra person, add:







What if I don't qualify for a subsidy?

Even if you don't qualify for a subsidy, you can still save with our affordable health insurance plans for individuals and families in Massachusetts.

Health insurance plans designed for you.

$5 copay for Tier 1 medications
$10 copay for office visits with your PCP
$0 copay for lab services like blood tests
Programs and services to help you stay healthy.

Our plan designs offer these great benefits:

Certain prescription drugs to treat
common conditions
(Tier 1)



Albuteol inhaler Amlodipine besylate Atenolol
Aripiprazole Atorvastatin Fluoxetine
Furosemide Humalog Humulin
Lantus Lisinopril Metformin
Metoprolol Simvastatin More

See our full list of covered drugs.

Other prescription drugs

Tier 2: $10
Tier 3: $30
Tier 4: $250

See our full list of covered drugs.

Routine eye exams (one every 12 months)


Routine physical exams


Office visits (primary care provider)


Immunizations, tests, and labs

Covered in full



Get an instant online quote

It only takes a few minutes to get an online quote on our quoting website. You can also enroll in a plan on the same website after you get your quote. It's quick and easy!

*Approximate annual savings based on family plan vs. comparable family plans.

“It’s just me and my daughter and I make about $45,000 a year. I didn’t think I would qualify for help paying for health insurance, but during the Connector open enrollment, I called Fallon and found out that I do!”

Learn more ►