Learn about your FCHP choices

Choose either the:

1. FCHP Direct Care, or
2. The Advantage Plan

Both plans have the same comprehensive benefits.

What's the difference between the two plans?

 

FCHP Direct Care

• No deductible
• Save on all of your out-of-pocket costs, including your premium, coinsurance and copayments.
• Choose from 15,000 providers throughout central and eastern Massachusetts. Learn more about the FCHP Direct Care network.
• Take advantage of benefits to keep you and your family healthy.

The Advantage Plan

• You will have lower out-of-pocket costs when you go to a doctor or hospital locally. Tier 1 providers include the region's finest providers, including UMass Memorial Medical Center, Saint Vincent Hospital and community hospitals.
• Choose from more than 24,000 doctors and hospitals throughout Massachusetts and southern New Hampshire. Learn more about The Advantage Plan network.
• Take advantage of benefits to keep you and your family healthy.

Take the next step

Learn about:

• Provider networks
• Benefits and copayments
• Healthy extras
• How to enroll