How to shop for health insurance

What should I look for in a health insurance plan?

Choosing a health insurance plan can be a confusing process, but we’re here to make it easier. Here are a few questions you can ask that will help you make the right choice:

• How much will I pay for office visits, hospitalization, prescription drugs and vision care?
• Which doctors, hospitals and other medical providers are part of the plan?
• Does the plan cover mental health counseling, obstetrical-gynecological care or care for chronic conditions? What services are not covered?
• What are my options for chiropractic or alternative health care, such as acupuncture?
• Will I be able to receive care close to home or work?
• Does the plan offer discounts or reimbursements for fitness centers or healthy activities? What types of wellness programs would be available to me?