We'll answer your questions or even help you enroll! *required fields
prefix
first name *
last name *
ZIP code *
phone *
best time to call *
e-mail
comments
We don't share your personal information. privacy policy
 

Low cost Massachusetts individual and family health insurance

Start saving on your individual or family health insurance today.

  • Our affordable health insurance plans for individuals and families in Massachusetts have some of the lowest premiums in the state. You may even qualify for free or reduced cost health insurance, depending on your income.
  • All our plans satisfy the Massachusetts health insurance law. 
  • Our complete benefits and coverage include:
    • Free annual checkups for the whole family
    • Dental coverage
    • Up to $400 reimbursement for fitness activities like gym memberships, school sports, Pilates and yoga classes, ski passes and more. We have the highest reimbursement amount for the widest range of activities.
    • A statewide network of leading doctors and hospitals.

Compare premiums and coverage

Quotes below are for two 35-year olds (individual + spouse) living in the 01420 ZIP code. Quotes were run at http://www.mahealthconnector.org on August 7, 2009, for an effective date of September 1, 2009. Your premiums may vary.

Plan name Monthly premium

Copayments

 Annual deductible
Doctor office visit Prescriptions (3 tiers) ER Hospital stay
Fallon Community Health Plan
FCHP Direct Care		 $474.00 $25

$15
$50
$100

$200 $500 per admission after deductible is met $2,000 individual
$4,000 family
Neighborhood Health Plan
NHP Three Select		 $542.35 $25

$15 after Rx deductible /
50% co-insurance after Rx deductible/
50% co-insurance after Rx deductible

 $100 after deductible is met 20% co-insurance after deductible is met $2,000 individual
$4,000 family
Harvard Pilgrim Health Care
Harvard Pilgrim Core Coverage 1750		 $570.20 $25 for up to 3 office visits
(or 6 per family)*

$15 /
50% co-insurance after Rx deductible /
50% co-insurance after Rx deductible

 $250 20% co-insurance after deductible is met $1,750 individual
$3,500 family
Tufts Health Plan
Advantage HMO
Select 2000 		$592.64 $40

$20 after Rx deductible /
$50 after Rx deductible /
$75 after Rx deductible

$200 $0 after deductible is met $2,000 individual
$4,000 family
Blue Cross Blue Shield of Massachusetts
HMO Blue Basic Value		 $605.38 $25

$15 /
50% co-insurance after Rx deductible /
50% co-insurance after Rx deductible

 $150 35% co-insurance after deductible is met $250 individual
$500 family

* Visits after these are subject to the deductible; then 20% co-insurance thereafter.


Get a fast, free, no-obligation quote or consultation today

To get a quote or learn more about our affordable health insurance plans for individuals and families, just do one of the following:

  • Fill out the form on this page to have an FCHP representative get in touch with you.
  • Call us at 1-888-PWR-FCHP (TDD/TTY: 1-877-608-7677)
  • Get an instant online quote 

Why choose Fallon Community Health Plan?

More experience We've served individuals, families and businesses since 1977. More quality
We're ranked as one of the top health plans in the nation (U.S. News and World Report's America's Best Health Plans), and we maintain "Excellent" accreditation status from the NCQA.*		 More you
We design our benefits and services specifically to fit your needs and your budget.

* NCQA is an independent, not-for-profit organization dedicated to measuring the quality of America’s health care. ”Excellent” accreditation is the NCQA’s highest possible status and is reserved for the best health plans in the nation.