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Health insurance plans and products - Summaries of benefits

  • Our Select Care network gives members access to an extensive network of doctors and community-based hospitals throughout Massachusetts.
  • Our Direct Care network is a high-performing and concentrated network of doctors and community-based hospitals. Because this network offers members more coordinated, cost-efficient care, it’s available at a lower premium than plans using the Select Care network.
  • Our Preferred Care network (our PPO network) includes regional and national health care providers.

Premier: designed for those looking for the greatest level of coverage
Direct Care network Select Care network Preferred Care network
Premier Premier Premier

Premium Saver: affordable options that include inpatient copayments at premium savings
Direct Care network Select Care network Preferred Care network
Premier Value Premier Value Premier Value
Premium Saver Premium Saver Premium Saver
Premium Saver Value I Premium Saver Value I Premium Saver Value I
Premium Saver Basic I Premium Saver Basic I Premium Saver Basic I
Premium Saver Value II Premium Saver Value II Premium Saver Value II
Premium Saver Basic II Premium Saver Basic II Premium Saver Basic II
Premium Saver 65/35 Premium Saver 65/35  

Deductible options: plan designs that provide even greater premium savings by offering deductibles for inpatient services and diagnostic testing
Direct Care network Select Care network Preferred Care network
Premium Saver 500 Premium Saver 500 Premium Saver 500
Premium Saver 1000 Premium Saver 1000 Premium Saver 500 (90/70)
Premium Saver 2000 Premium Saver 2000 Premium Saver 1000
Premium Saver 2000 with $500 inpatient copayment Premium Saver 2000 with $500 inpatient copayment Premium Saver 1000 (80/60)
    Premium Saver 2000
    Premium Saver 2000 with $500 inpatient copayment

Care Choice: qualified high deductible plans that may be partnered with a Health Savings Account (HSA)

Direct Care network Select Care network Preferred Care network
Care Choice 1250 Care Choice 1250 Care Choice 1250
Care Choice 2000 Care Choice 2000 Care Choice 2000